Axl home. California wildfires

[cineater]

There's not enough builders and supplies to rebuild that area any time soon.  I'd buy a nice RV and park it on my property.  Not rebuilding, prepared to be mobile when needed.

Fortunately or unfortunately - depending on your view - there are zoning laws, so you might not be able to park an RV on the property or at least not without a house also on the property. Don't get me wrong, I like your idea.

They probably have those but they are going to have to let in those trailers the feds bring in for disasters.  12,000 structures and still burning.  Individuals can't even clean up that mess.  Can they even live on that land any time soon?

[Mysteron]

There's a few stories here that fire insurance in the US seems to max out at 3 million. Covers most, but I'm guessing for some in LA that probably isn't enough. Seems like a risky life for rich folk in LA given the constant fires

[poorlakers]

If the City of L.A. does not suspend the permitting process (for home/building and recovery) immediately, there is not help for the peeps!

[pilferk]

Fortunately or unfortunately - depending on your view - there are zoning laws, so you might not be able to park an RV on the property or at least not without a house also on the property. Don't get me wrong, I like your idea.

Looks like at the municipal, county, and state level, there's already movement to suspend, or at least waive, a lot of those zoning laws to allow for "approved temporary shelters" to be staged on those properties.  RVs would mostly likely be at the top of that list, but so would some of the FEMA shelters they could erect quickly.

This is pretty common in natural disasters.  Florida does this pretty regularly. So do a lot of the tornado belt states. It allows the displaced to be on site for clean up of their site and not be "homeless"/displaced for quite as long....which is really of benefit to everyone.  City inspection has to occur to make sure the site is safe/suitable, and that may be the wait out, but they're also not going to have enough enforcement (both in manpower or in willpower) to matter much for awhile.

[pilferk]

There's a few stories here that fire insurance in the US seems to max out at 3 million. Covers most, but I'm guessing for some in LA that probably isn't enough. Seems like a risky life for rich folk in LA given the constant fires

True.

That being said, rebuild cost is not the same as property value.  You can typically rebuild in CA for a LOT less than your property value becuase the property, itself, is actually higher value than the building ON it.  That 3 million should suffice for like 90%+ of the people who lost homes because, while a 1900 sq ft home may have a property value of 1.3 million....the cost to rebuild it is a LOT less than 1.3 million.  The big mansions may end up less big, though.  Or their owner will have to kick in the difference.

The problem is going to be demand driving up labor/contractor costs (and probably materials, short term...though I think Newsome is doing some work on gouging executive orders to minimize that impact).  There is going to be a pretty good sized construction boom coming out of this, and I suspect you'll see that industry grow and attract surrounding area skilled labor, and it will balance out.  But we will see.

I also suspect we're going to see a similar insurance exodus from CA (similar to what we've seen in Florida) which is going to be a bigger issue NEXT TIME this happens.  CA may well end up propping up a state funded/sponsored homeowners insurance fund to cover the gap.  If any state would do it, it's them (and they have the means if they have the will).

[cineater]

Could do some real out of the box thinking.  There is an ocean right there.  How about cruise ship living?  Floating apartment  complex.  Could become a permanent thing and a long term solution to housing problems.  An all inclusive life, how cool would that be?  I want a room with a balcony!

[NaturalLight]

Fortunately or unfortunately - depending on your view - there are zoning laws, so you might not be able to park an RV on the property or at least not without a house also on the property. Don't get me wrong, I like your idea.

Looks like at the municipal, county, and state level, there's already movement to suspend, or at least waive, a lot of those zoning laws to allow for "approved temporary shelters" to be staged on those properties.  RVs would mostly likely be at the top of that list, but so would some of the FEMA shelters they could erect quickly.

This is pretty common in natural disasters.  Florida does this pretty regularly. So do a lot of the tornado belt states. It allows the displaced to be on site for clean up of their site and not be "homeless"/displaced for quite as long....which is really of benefit to everyone.  City inspection has to occur to make sure the site is safe/suitable, and that may be the wait out, but they're also not going to have enough enforcement (both in manpower or in willpower) to matter much for awhile.

Correct, I was initially responding to a post in which the person said they would permanently set up shop in an RV on their property. I know in most communities, if your house burns down, you can't just clean it up and move an RV onto the land and live in it. Residential zoning laws and be super prohibitive. In regards to temporarily lifting it for an emergency - yes, I can see that. And who knows how long "temporary" will be. It could be a long time.

[pilferk]

Correct, I was initially responding to a post in which the person said they would permanently set up shop in an RV on their property. I know in most communities, if your house burns down, you can't just clean it up and move an RV onto the land and live in it. Residential zoning laws and be super prohibitive. In regards to temporarily lifting it for an emergency - yes, I can see that. And who knows how long "temporary" will be. It could be a long time.

Again, using some of the previous instances in Florida and some of the tornado belt states, the "dispensation" is often 18 to 24 months from the time it passes.  I don't know what Cali will do, but I expect someting similar.  They also could pass it open ended with a 6 month "phase out" at the end.  We've seen that before, too (in/around New Orleans, for example).

They also overrule HOA rules in Florida (where they are ubiquitous pretty much everywhere) so the HOA can't start levying fines for 36 months or longer in "disrupted" areas.  Not quite of much of an issue in California, but I'd expect similar treatment.

The FEMA trailers and shelters will probably start arriving in the next few weeks.  I have a friend who does tech reviews on youtube who lost his entire house. He has been told he can start site clean up around the 28th of January, pending any more fires/incidents.  They mention "temporary shelter allowances" in his alert messaging, but no specifics yet on the how/what/when that's allowed.  I'd guess that relates to RVs, trailers, and FEMA shelters but we'll see.

[NaturalLight]

Correct, I was initially responding to a post in which the person said they would permanently set up shop in an RV on their property. I know in most communities, if your house burns down, you can't just clean it up and move an RV onto the land and live in it. Residential zoning laws and be super prohibitive. In regards to temporarily lifting it for an emergency - yes, I can see that. And who knows how long "temporary" will be. It could be a long time.

Again, using some of the previous instances in Florida and some of the tornado belt states, the "dispensation" is often 18 to 24 months from the time it passes.  I don't know what Cali will do, but I expect someting similar.  They also could pass it open ended with a 6 month "phase out" at the end.  We've seen that before, too (in/around New Orleans, for example).

They also overrule HOA rules in Florida (where they are ubiquitous pretty much everywhere) so the HOA can't start levying fines for 36 months or longer in "disrupted" areas.  Not quite of much of an issue in California, but I'd expect similar treatment.

The FEMA trailers and shelters will probably start arriving in the next few weeks.  I have a friend who does tech reviews on youtube who lost his entire house. He has been told he can start site clean up around the 28th of January, pending any more fires/incidents.  They mention "temporary shelter allowances" in his alert messaging, but no specifics yet on the how/what/when that's allowed.  I'd guess that relates to RVs, trailers, and FEMA shelters but we'll see.

Oh I wasn't disagreeing. I'm just saying it won't be forever. The key word is "temporary" and how they define it. It could be ten months or ten years. And I'd guess as well that it relates to RVs, trailers, etc., so they would be allowed. I would hope so anyway.

Also, you used a good example (and I'm showing my age here) but when Hurricane Andrew destroyed Miami in 1992, I was down there about a year and a half later visiting a friend and there were RVs/trailers set up in neighborhoods with million dollar (at the time - probably much more now) houses. I haven't gone back to that particular area of Miami since then and it's been a generation, so I'm guessing there are houses on those lots now.